Specific questions regarding international student insurance cover and claims should, in the first instance, be directed to your programme or exchange studies coordinator.
Depending on your citizenship and if you are an exchange student or master’s student, different regulations apply when it comes your medical insurance coverage and to filing a medical insurance claim. Unless you are a citizen of the EU/EEA or Switzerland, you need to pay your expenses initially at the health care clinic and then go through the insurance claims procedure in order to get reimbursed by the insurance agency.
All students in Sweden are covered by accident insurance while on university premises and on their way to and from the university. Very specific definitions apply. Please get in contact with your department if something happens.
You are entitled to access public medical services if you first register with the social insurance office in your home country. You will be issued with a European Health Insurance Card (EHIC). You need to have the card with you when you seek medical attention at the health care clinic or hospital in Sweden. Hereby, you will pay Swedish patient fees directly and do not need to make an insurance claim.
The Swedish government provides special insurance for exchange students (Student IN) to provide, for example, accident coverage, coverage for medical expenses (where no other cover exists) and liability coverage.
In order to make a health insurance claim, bring the original receipts and a completed Student IN claim form to your exchange studies coordinator. Your claim will be sent to the Legal, Finance and Administrative Services Agency (Kammarkollegiet) via your coordinator. Please make a copy of the claim form and receipts to keep for your own records.
If you have a Residence Permit valid for at least 12 months, you should register in the Population Register (Folkbokföringen) in Sweden. Population registration is made at the local Swedish Tax Office. Through the population registration, you will receive your Swedish Personal Identity Number (Personnummer). When you are registered, you are entitled to the same health benefits and pay the same patient fees as all Swedes.
If you are a non-EU/EEA student who is required to pay tuition fees for your studies at Lund University, you are also covered by a special insurance provided by the Swedish government, FAS +. If you are a non-EU/EEA student who is required to pay tuition fees, you are covered by this insurance regardless how long your study period is (if it is less or more than 12 months).
This insurance includes accident coverage, costs for home transport in case of illness or accident, liability coverage, legal expenses and property coverage. The insurance is valid when you are in the Schengen area (property coverage is only valid in Sweden). For travel outside the Schengen area you will need additional insurance coverage which you should get in your home country.
In order to file a claim, complete the FAS+ claim form and give it to your programme coordinator together with your original receipts. They will arrange for the form to be signed off by the Head of the Department and sent directly to the Legal, Finance and Administrative Services Agency (Kammarkollegiet). Please make a copy of the claim form and receipts to keep for your own records.
You are entitled to access public medical services if you first register with the social insurance office in your home country. You will be issued with a European Health Insurance Card (EHIC). You need to have the card with you when you seek medical attention at the health care clinic or hospital in Sweden. Hereby, you will pay Swedish patient fees directly and do not need to make an insurance claim.
As a Master's degree student at Lund University you are also covered by a special insurance provided by the Swedish government; Student IN. This insurance includes accident coverage, costs for home transport in case of illness or accident, liability coverage and legal expenses. The insurance is valid when you are in Sweden, so for travel outside Sweden you will need additional insurance cover which you should get in your home country.
You need to pay your expenses initially at the health care clinic and then go through the insurance claims procedure in order to get reimbursed by the insurance agency. In order to file a claim, complete the Student IN claim form and send it together with your original receipts to:
Lunds Universitet, Sektionen Personal, Jenny Palmgren, Box 117, 221 00 Lund
Remember to make a copy of the claim form and receipts to keep for your own records.
If you are covered by the Kammarkollegiet Erasmus Mundus insurance, you can file an insurance claim by completing the Erasmus Mundus claim form and contacting the Eramus Mundus coordinator. Remember to include your original receipts with the claim form. Your claim will be sent to the Legal, Finance and Administrative Services Agency (Kammarkollegiet) via your coordinator.
Specific questions regarding international student insurance cover and claims should, in the first instance, be directed to your programme or exchange studies coordinator.
The Kammarkollegiet website provides the insurance policies and claim forms in English.