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Medical insurance

All incoming students at Lund University are covered by either Student IN or FAS+. Specific definitions apply, which you can read more about below. Please contact your department if something happens.

Exchange students within a formal exchange agreement

Incoming exchange students at Lund University are covered by Kammarkollegiets group insurance Student IN. This includes accident coverage, costs for home transport in case of illness or accident, liability coverage, legal expenses and property coverage. It is however very important that you read the terms and conditions carefully so that you know exactly for what you are insured. Student IN is only valid in Sweden. For travel outside Sweden you will need additional private insurance coverage.

In order to make a health insurance claim, bring the original receipts and a completed Student IN claim form to your exchange studies coordinator. Your claim will be signed and sent to Kammarkollegiet via your coordinator. It will take about 3 weeks for Kammarkollegiet to process the claim. Please make a copy of the claim form and receipts that you can keep for your own records.

If you are an EU/EEA/Swiss citizen, you are also entitled to access public medical services for Swedish patient fees if you first register with the social insurance office in your home country. You will be issued with a European Health Insurance Card (EHIC). You need to have the card with you when you seek medical attention at the health care clinic or hospital in Sweden. Hereby, you will pay Swedish patient fees directly. You can still make a health insurance claim to Kammarkollegiet even if you have paid Swedish patient fees.

Degree students

Registration in the Population Register in Sweden

If you are admitted to studies lasting longer than 12 months, you should register in the Population Register (Folkbokföringen) in Sweden. Population registration is made at the local Swedish Tax Office (Skatteverket). Through the population registration, you will receive your Swedish Personal Identity Number (Personnummer). When you are registered, you are entitled to access public medical services for Swedish patient fees.

Learn how to register in the Swedish Population Register on the Swedish Tax Agency website  

Tuition fee-paying students (including scholarship holders)

If you are a non-EU/EEA/Swiss citizen who is required to pay tuition fees for your degree studies at Lund University, you are also covered by a special insurance provided by the Swedish government, FAS+. You are covered by this insurance regardless how long your study period is (if it is less or more than 12 months).

The FAS+ insurance includes accident coverage, costs for home transport in case of illness or accident, liability coverage, legal expenses and property coverage. It is however very important that you read the terms and conditions carefully so that you know exactly for what you are insured. FAS+ is only valid in Sweden. For travel outside Sweden you will need additional private insurance coverage.

In order to make an insurance claim, bring the original receipts and a completed FAS+ claim form to your programme coordinator at the department. Your claim will be signed and sent to Kammarkollegiet via your coordinator. It will take about 3 weeks for Kammarkollegiet to process the claim. Please make a copy of the claim form and receipts that you can keep for your own records.

Non tuition fee-paying students

Non tuition fee-paying degree students at Lund University are covered by Kammarkollegiets group insurance Student IN. This includes accident coverage, costs for home transport in case of illness or accident, liability coverage, legal expenses and property coverage. It is however very important that you read the terms and conditions carefully so that you know exactly for what you are insured. Student IN is only valid in Sweden. For travel outside Sweden you will need additional private insurance coverage.

In order to make an insurance claim, bring the original receipts and a completed Student IN claim form to your programme coordinator at the department. Your claim will be signed and sent to Kammarkollegiet via your coordinator. It will take about 3 weeks for Kammarkollegiet to process the claim. Please make a copy of the claim form and receipts that you can keep for your own records.

EU/EEA/Swiss citizens are also entitled to access public medical services for Swedish patient fees if you first register with the social insurance office in your home country. You will be issued with a European Health Insurance Card (EHIC). You need to have the card with you when you seek medical attention at the health care clinic or hospital in Sweden. Hereby, you will pay Swedish patient fees directly. You can still make a health insurance claim to Kammarkollegiet even if you have paid Swedish patient fees. Please note that you may not be able to receive an EHIC if you are not an EU/EEA resident. You will then need private comprehensive health insurance.

Contact information

Specific questions regarding international student insurance coverage and claims should be directed to your programme or exchange coordinator in the first instance.