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Financial matters

A cafe and a bike shop with people behind the windows

Living costs in Sweden

As a new student in Lund, it can be a good idea to make your own budget to help plan your expenses. Bear in mind that the first month is often the most expensive, with various costs associated with setting up your study and living arrangements and getting to know your way around.

Your living costs in Sweden will naturally depend on your individual lifestyle. Eating out and travelling around can be expensive and this is something you may want to consider when planning your budget. However, many places also offer student discounts.

The Swedish currency is the krona. It is abbreviated SEK. To compare, SEK 100 is roughly EUR 9.1 or USD 9.3. Please see a currency converter for updated rates and for rates in your own currency.

Currency converter at

Swedish students who have been approved for full students loans and grants from the Swedish government receive approximately SEK 9 000–10 000 per month. However, many international students get by on a budget somewhere in between the required SEK 8 694 and the Swedish student loan amount.

Below is a breakdown of how a monthly budget may look, depending on your specific cost of rent and leisure activities:

Examples of living costs at the Study in Sweden website

Student discounts

When you join Studentlund, you get a student card, ’Studentkortet’, that functions both as an ID-card/membership card (when you attend student events at the student unions and nations) and as a student discount card. The card (together with your regular ID card) gives you access to discounts at certain cafés, restaurants and on travel tickets (e.g. Skanetrafiken and SJ) as well as on fashioncomputers, mobile phones, books etc., both in shops and online. 

Links to more information about financial matters